:root{--red:#e5231b;--red-dark:#b71914;--ink:#111113;--muted:#66676b;--paper:#fff;--soft:#f5f5f4;--line:#dededc;--max:1180px;--shadow:0 18px 50px rgba(0,0,0,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font:16px/1.6 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}img{max-width:100%;display:block}a{color:inherit}button,input{font:inherit}.container{width:min(var(--max),calc(100% - 36px));margin-inline:auto}
.skip-link{position:absolute;left:-9999px;top:8px;background:#fff;padding:10px 14px;z-index:999}.skip-link:focus{left:8px}.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.header-row{min-height:86px;display:flex;align-items:center;gap:26px}.brand{display:block;flex:0 0 auto}.brand img{width:240px;height:auto}.main-nav{margin-left:auto}.main-nav>ul{display:flex;align-items:center;gap:7px;margin:0;padding:0;list-style:none}.main-nav a{display:block;text-decoration:none;font-weight:760;font-size:.9rem;padding:12px 10px;border-radius:8px}.main-nav a:hover,.main-nav a:focus-visible{color:var(--red);background:#fff4f3;outline:0}.nav-item{position:relative}.submenu{display:none;position:absolute;top:calc(100% - 2px);left:0;min-width:310px;margin:0;padding:8px;list-style:none;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow)}.nav-item:hover>.submenu,.nav-item:focus-within>.submenu{display:block}.submenu a{padding:9px 11px;font-weight:650;line-height:1.35}.quote-link{background:var(--red)!important;color:#fff!important;padding:12px 16px!important}.quote-link:hover,.quote-link:focus-visible{background:var(--red-dark)!important;color:#fff!important}.menu-toggle{display:none;margin-left:auto;border:1px solid var(--line);background:#fff;border-radius:9px;padding:9px 12px;font-weight:750;cursor:pointer}
.hero{position:relative;overflow:hidden;background:linear-gradient(125deg,#0d0d0f 0%,#171719 58%,#2b0d0b 100%);color:#fff}.hero-grid{min-height:620px;display:grid;grid-template-columns:minmax(0,1.08fr) minmax(360px,.92fr);align-items:stretch}.hero-copy{display:flex;flex-direction:column;justify-content:center;padding:78px 54px 78px 0}.eyebrow{margin:0 0 13px;color:#ff6f68;font-weight:850;letter-spacing:.12em;text-transform:uppercase;font-size:.78rem}.hero h1{margin:0;max-width:760px;font-size:clamp(2.8rem,5.6vw,5.5rem);line-height:.98;letter-spacing:-.055em}.hero-lead{max-width:710px;margin:24px 0 0;color:#e6e6e6;font-size:clamp(1.08rem,1.8vw,1.3rem)}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:34px}.button{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:11px 18px;border-radius:9px;text-decoration:none;font-weight:800}.button-red{background:var(--red);color:#fff}.button-red:hover{background:var(--red-dark)}.button-light{background:#fff;color:#111}.button-outline{border:1px solid #aaa;background:#fff;color:#111}.hero-media{position:relative;min-height:500px}.hero-media:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#171719 0%,transparent 30%);z-index:1}.hero-media img{width:100%;height:100%;object-fit:cover;object-position:center}.trust-strip{background:#fff;border-bottom:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0}.trust-grid div{padding:19px 20px;text-align:center;font-size:.86rem;font-weight:800;border-right:1px solid var(--line)}.trust-grid div:last-child{border-right:0}
.section{padding:78px 0}.section-soft{background:var(--soft)}.section-dark{background:#111113;color:#fff}.section-head{display:grid;grid-template-columns:.72fr 1.28fr;gap:60px;margin-bottom:38px}.section-head h2{margin:0;font-size:clamp(2rem,4vw,3.3rem);line-height:1.03;letter-spacing:-.04em}.section-head p{margin:3px 0 0;color:var(--muted);font-size:1.08rem}.section-dark .section-head p{color:#c9c9c9}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{display:block;padding:25px;border:1px solid var(--line);border-radius:14px;background:#fff;text-decoration:none;transition:transform .15s,box-shadow .15s,border .15s}.card:hover{transform:translateY(-3px);box-shadow:0 14px 38px rgba(0,0,0,.09);border-color:#bbb}.card-kicker{color:var(--red-dark);font-size:.75rem;font-weight:850;letter-spacing:.1em;text-transform:uppercase}.card h3{margin:8px 0 9px;font-size:1.3rem;line-height:1.15}.card p{margin:0;color:var(--muted)}.split{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:center}.feature-list{display:grid;gap:18px}.feature{padding-left:20px;border-left:3px solid var(--red)}.feature h3{margin:0 0 5px;font-size:1.08rem}.feature p{margin:0;color:var(--muted)}.resource-panel{display:grid;grid-template-columns:1fr auto;align-items:center;gap:30px;padding:34px;border-radius:18px;background:#fff;color:#111}.resource-panel h2{margin:0 0 8px;font-size:clamp(1.8rem,3.4vw,2.8rem)}.resource-panel p{margin:0;color:#666}.contact-band{padding:50px 0;background:var(--red);color:#fff}.contact-band-grid{display:flex;align-items:center;justify-content:space-between;gap:30px}.contact-band h2{margin:0;font-size:clamp(1.7rem,3vw,2.6rem)}.contact-band p{margin:7px 0 0;color:#ffe7e5}.contact-links{display:flex;flex-wrap:wrap;gap:10px}.contact-links .button{background:#fff;color:#111}.page-hero{padding:66px 0 50px;background:#111113;color:#fff}.page-hero h1{margin:0;font-size:clamp(2.4rem,5vw,4.6rem);line-height:1;letter-spacing:-.045em}.page-hero p{max-width:760px;margin:18px 0 0;color:#d5d5d5;font-size:1.08rem}.content{padding:64px 0}.prose{max-width:860px}.prose h2{margin:42px 0 12px;font-size:1.65rem}.prose p{margin:0 0 16px;color:#333}.prose a{color:var(--red-dark);font-weight:700}.placeholder{padding:72px 0 92px}.placeholder-box{max-width:860px;padding:38px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 15px 45px rgba(0,0,0,.06)}.placeholder-box h2{margin:0 0 12px;font-size:2rem}.placeholder-box p{color:var(--muted)}.contact-card-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:28px}.contact-card{padding:26px;border:1px solid var(--line);border-radius:14px;background:#fff}.contact-card h2{margin:0 0 14px}.contact-card p{margin:5px 0}.legal-wrap{max-width:980px}.legal-intro{margin-bottom:30px;padding:20px;border-left:4px solid var(--red);background:var(--soft)}.legal-section{padding:26px 0;border-top:1px solid var(--line)}.legal-section h2{font-size:1.35rem;margin:0 0 16px}.legal-section p{margin:0 0 12px;color:#2e2e31}.legal-section strong.clause{font-weight:850}.pdf-link{display:inline-flex;margin-top:7px;color:var(--red-dark);font-weight:800}.site-footer{background:#0e0e10;color:#ddd;padding:52px 0 25px}.footer-grid{display:grid;grid-template-columns:1.15fr .85fr .85fr;gap:40px}.footer-logo{width:250px;filter:brightness(0) invert(1);opacity:.95}.footer-address{margin:20px 0 0;color:#bdbdbd}.footer-heading{color:#fff;font-weight:850;margin-bottom:12px}.footer-links{display:grid;gap:7px}.footer-links a{color:#cfcfcf;text-decoration:none}.footer-links a:hover{color:#fff}.footer-bottom{display:flex;justify-content:space-between;gap:20px;margin-top:38px;padding-top:20px;border-top:1px solid #333;color:#909094;font-size:.82rem}.footer-legal-link{color:#9f9fa4;text-decoration:none;font-size:inherit}.footer-legal-link:hover{color:#fff;text-decoration:underline}.footer-legal-sep{margin:0 .25rem;color:#666}.under-label{display:inline-block;margin-bottom:16px;padding:6px 9px;border-radius:999px;background:#fff0ef;color:var(--red-dark);font-size:.76rem;font-weight:850;letter-spacing:.07em;text-transform:uppercase}
@media(max-width:980px){.brand img{width:210px}.menu-toggle{display:block}.main-nav{display:none;position:absolute;top:86px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:10px 18px 20px}.main-nav.open{display:block}.main-nav>ul{display:grid;gap:2px}.main-nav a{padding:10px}.submenu{display:block;position:static;box-shadow:none;border:0;border-left:2px solid #eee;border-radius:0;margin-left:14px;padding:2px 0 4px 9px}.submenu a{font-size:.84rem}.quote-link{margin-top:5px;text-align:center}.hero-grid{grid-template-columns:1fr}.hero-copy{padding:66px 0 42px}.hero-media{height:440px;min-height:0}.hero-media:before{background:linear-gradient(180deg,#171719 0%,transparent 28%)}.trust-grid{grid-template-columns:1fr 1fr}.trust-grid div:nth-child(2){border-right:0}.trust-grid div:nth-child(-n+2){border-bottom:1px solid var(--line)}.section-head{grid-template-columns:1fr;gap:14px}.card-grid{grid-template-columns:1fr 1fr}.split{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:620px){.container{width:min(var(--max),calc(100% - 24px))}.header-row{min-height:75px}.brand img{width:178px}.main-nav{top:75px}.hero h1{font-size:clamp(2.55rem,14vw,4.1rem)}.hero-media{height:350px}.trust-grid{grid-template-columns:1fr}.trust-grid div{border-right:0;border-bottom:1px solid var(--line)!important}.trust-grid div:last-child{border-bottom:0!important}.section{padding:58px 0}.card-grid{grid-template-columns:1fr}.resource-panel{grid-template-columns:1fr}.contact-band-grid{display:grid}.contact-card-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.footer-bottom{display:grid}.placeholder-box{padding:27px}.page-hero{padding:50px 0 38px}}